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1. Why do you think that set of functions of banks should be based on their capitalization as required by Bangko Sentral ng Pilipinas ?

1. Why do you think that set of functions of banks should be based on their capitalization as required by Bangko Sentral ng Pilipinas ?

2. Banks are classified in accordance to its capitalization. Are you in favor of this or not?

3. Loans are an asset in the books of a bank. When the bank increased its past due loans, of more than 30%, BSP may suspend the bank's lending function which means the bank is suspended for granting of credit to new applicants. Is it fair or not?

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