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1. Why should health insurance planning be included in your personal financial plan? 2. What factors have contributed to today's high costs of health care

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1. Why should health insurance planning be included in your personal financial plan? 2. What factors have contributed to today's high costs of health care and health insurance? 3. Briefly explain how an HMO works. Compare and contrast group HMOS, IPAs, and PPOS. 4. Who is eligible for Medicare and Medicaid benefits? What do those benefits encompass

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