1. You identified an investment that pays you the following cash flows, If you require 5% return, how much will you have accumulated at the end of year 5 ? The present value of an annuity due lasting for 4 years with an annual payment of $5000 at an interest rate of 5% is If you receive an ordinary annuity payment for 5 years that equals $3000 each year, and you accept the bank deposit interest rate of 10% as a suitable growth rate, then the future value of this annuity is