1. You owe $10,000 in student loans. The annual rate is 6.8%, compounded monthly. To repay this loan, you are required to make payments at the end of each month for 60 months. What is the monthly payment?

2. An account earns 10% annually, compounded quarterly, how much will you have in 40 years if

a) you deposit $1,200 at the end of each quarter into your retirement account.

b) you deposit of $1,200 at the beginning of each quarter into your retirement account.

Please would you answer these two questions in detail, thanks