1.Your house is insured on an unendorsed HO-3 Policywith a limit of $250,000. on the dwelling. The personal liability limit is $300,000. Replacement cost for this dwelling is $300,000, and the deductible on this policy is $500.00. What amount, if any, will this policy pay for the following losses? Show your calculations or explain your answers.

a.A tornado causes $6,000.00 in replacement cost damage to your dwelling. The actual cash value (depreciated value) of the damage is $4,000.

b.A thief steals Ms. Homeowners purse. The value of the purse is $350.00, and it contained $100.00 in cash and a cell phone valued at $750.00.

c.Thieves steal your bicycle. The replacement cost is $1,000.and the actual cash value is $650.00.

d.The radio antenna and stereo system for your automobile is struck by lightning and the repair cost will be $800.00.

e.A bathroom tub overflows, causing $7,000. in damages to your dwelling and $3,000. to personal property. The damaged personal property has an actual cash value of $2.000.

f.Personal property is stolen from your hotel room. The items consisted of clothing and luggage with an actual cash value of $800. and a replacement cost of $1,200.

g.Your pit bull escapes from your yard and bites yourneighbor. The neighbor sues you for $190,000.

h.You served contaminated chicken at a house party; one guest became seriously ill and sues you for $100,000.

i.You are an architect. This is your profession. The roof of an addition that you designed for a clients home collapsed. This client claims the collapse was the result of your faulty design and your negligence. The cost to rebuild the destroyed addition is $230,000., and the client wants you to pay that amount.

j.You purchase a moped and drive it to the mall, which is five miles from your home premises. While riding through the mall parking lot you strike a little old lady in the crosswalk. She sues you for $20,000.