$1)$ Your little sister Tara just turned $16$ years old and as usual, received money from your grandmother for her birthday. Your grandmother taught you both the importance of saving when you were young, and both have always put this money in a jar kept hidden in your closets. On March $11$th$,$ Tara will start her first job working a few hours on the weekend, which will turn into a summer job once school finishes in June. She wants to save her earnings and is going to the Bank of Montreal with her grandmother to talk to the bank manager about account options. Which accounts can Tara start making deposits in $2024?$

I. Savings Account

II$.$ Registered Retirement Savings Account $($RRSP$)$

III. Tax$-$Free Savings Account

a$)$ I only

b$)$ II and III

c$)$ I and II

d$)$ I and III