1. Zami has failed to pay his car loan for 3 months. He has received a letter form the credit company demanding him to pay. The letter also explains that in default of such payment, the car will be subject to repossession. Unfortunately Zami fails to pay again. The creditor sends his agent to reposes the from Zami's house. Explain whether the repossession procedure is according to the law as stated in Hire Purchase Act 1967.