1. Zila just received her new credit card and plans to buy a bag for her first purchase. She calls you up and asked you to follow her to go shopping. At the counter when she was about to pay for her bag, the cashier apologized as the credit card terminal cannot be used at the store. Zila did not bring any cash and plans to withdraw cash from her credit card even though she has her ATM card with her. As a friend, you feel her decision is not wise. Explain to Zila