1. Zoom sales last year were $435,000, its operating costs including Depreciation were $362,500, and its interest charges were $12,500. What was the firm's times-interest-earned (TIE) ratio? a) 4.72 b) 5.80 c) 5.23 d) 5.51 O e) None of the above 2. You want to quit your job and go back to school for a law degree 4 years from now, and you plan to save $3,600 per year, beginning immediately. You will make 4 deposits in an account that pays 5.7% interest. How much will you have 4 years from today? a) $15,112 b) $16,112 c) $17,112 d) $21.250