10. Benefits of traditional and Roth 401(k) plans Traditional 401(k) versus R Roth 401(k) Janet has decided to contribute to a savings program. She can open a traditional 401(k) or a Roth 401(k) and has detormined that she car afford a $15,600 contribution. Janet's salary is $130,500 per year, and she is in the 28%6 tax bracket. If Janet decides to go with a traditional 401(k), her contribution amount will be And the amount offset via a reduced tax bill will be If, instead, Janet decides to 90 with a Roth 401(k), her contribution amount will be And the amount offset via a reduced tax bill will be Assuming all the same facts, suppose that Janet decides to open both 401(k) plans, splitting what she can afford to contribute equally between both plans. Under this scenario, Janet's contribution amount will be And the amount offset via a reduced tax bill will be