10 Given the following, what is disposable income? Item Gross employment income Housing costs Bank accounts Car loan Employment deductions at source Utilities Car-related expenses Investment accounts Miscellaneous expenses (A) $32,000 ( B $73,000 C $18,500 D $36,400 Annual Amount/Value $105,000 $20,000 $4,000 $18,500 $32,000 $12,000 $7,500 $32,400 $15,000