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10. Kate s grandfather, Wiliam, has pasited away at the age of 93 . While packing his belonginga, she discovers sn old insuitance policy wherein

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10. Kate s grandfather, Wiliam, has pasited away at the age of 93 . While packing his belonginga, she discovers sn old insuitance policy wherein Willan is liated as the life insured and his wife Helen it listed as the beneficiory. Helen had died several years before Wimiam. Kate is the exocatior of thet grandfather's eatate, so she calls the insurer for more information regarding submitting a claim. Who will be the claimant for the death benefit proceeds of Wilizarris policy? Kate, becouse she is the evecutor of William's estate. Helenil eatate, because the is the named beneficiary in the policy. The insurer will keep the proceeds as the named beneficiary (Halen) in deconsed. Wixiamis ellate, because the named beneficiary predeceosed him

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