10. Megalopolis Bank has the following balance sheet and income statement. (LG 12-5) Balance Sheet (in millions) Assets Liabilities and Equity Cash and due Demand from banks $ 9,000 deposits $ 19,000 Investment securities 23,000 NOW accounts 89,000 Repurchase agreements 42,000 Retail CDs 28,000 Loans 90,000 Debentures 19,000 Fixed assets 15,000 Total liabilities $155,000 Other assets Total assets 4,000 Common stock $183,000 Paid-in capital 12,000 4,000 Retained earnings 12,000 Total liabilities and equity $183,000 Income Statement Interest on fees $9,000 and loans Interest on 4,000 investment securities Interest on 6,000 repurchase agreements Interest on 1.000 deposits in banks Total interest $20,000 income Interest on $ 9,000 deposits Interest on 2,000 debentures Total interest $11,000 expense Net interest $ 9,000 income Provision for 2,000 loan losses Noninterest 2,000 income Noninterest 1,000 expenses Income before $ 8,000 taxes Taxes 3,000 Net income $ 5,000 For Megalopolis, calculate: a. Return on equity b. Return on assets c. Asset utilization d. Equity multiplier e. Profit margin f. Interest expense ratio g. Provision for loan loss ratio h. Noninterest expense ratio i. Tax ratio