(10 pts) Shady Brian's Used Cars advertises a low 6% per year financing deal over 24 months. Accordingly, Shady Brian offers the following deal on a lemon-yellow convertible ist pricc Less: Down Payment Balance to finance 5999.00 1500.00 4499.00 Add: Credit Investigation 6% of $4499 (269.94 per year) Total Monthly payment (total/24) 75.00 539.88 5113.88 213.08 Alternatively, Brian will sell you the car for $5250 now. Based on what you have learned from Dr. Leipzig, you realize this means that Shady Brian's deal is asking you to finance $5250 minus your down payment. What actual effective annual interest rate is paid on Shady Brian financing deal? For 5 points extra credit calculate the apparent effective annual interest rate that Brian is trying to trick you into considering