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10. Sharon, whom you never spoke with following the first client meeting (Tom handles all the financial affairs), calls to inform you that she is

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10. Sharon, whom you never spoke with following the first client meeting (Tom handles all the financial affairs), calls to inform you that she is filing for divorce. She has asked you to notify her if Tom requests to withdraw funds from the jointly held taxable account. You: a) Explain to Sharon that you represent Tom because he is the primary contact on the accounts b) Suggest to Sharon that she open a new account and transfer half the account balances c) Put a "hold" on the accounts to prevent future withdrawals from either party d) Follow the requests made by Sharon within the limits of joint account ownership

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