10. Which of the following are optional additions on a fidelity bond? a. Losses from counterfeit paper currency or money orders b. Losses from forged deposits or forged credit cards c. Losses from computer forgery d. All of the above 11. In a company with 1-5 employees, an effective way to prevent employee fraud involving company checks or bank accounts is to... a. have all bank statements and checks sent directly to the owner's home. b. have the owner or his/her spouse shuffle the checks so that employees will know that someone is checking the monthly bank statement but will not know the level of review. c. both a and b. d. neither a nor b. 12. When the owner's spouse works at the office, you should... a. brief the spouse on internal controls after all the meetings or internal controls are over. on. b. make sure that the spouse is at the first meeting on internal controls and take special precautions if an employee ever replaces the spouse. c. not involve the spouse because spouses tend to be too trusting of employees. d. not involve the spouse because they have no interest in internal controls. 13. Based on experience, which of the following are the most common signs that someone may be trying to pass counterfeit travelers' checks? a. You are back in cash. b. You are given five checks for $20 each and the passer buys a group of unrelated items. given one check for $100 and the passer wants most of it c. You are given several checks for any denomination and the passer buys the least appealing item(s) in the store. d. None of the above because experience shows that there are no typical patterns involved in passing counterfeit travelers' checks