100% INPUT HOLDING PERIOD 3 YEARS UNITS 60 MARKET RENT (MONTHLY) PER UNIT 5 800 RENT INCREASE PER YEAR 1% INITIAL PURCHASE PRICE 3 2.000.000 VACANCY LOSS 4 CREDIT LOSS 1% OPERATINO EXPENSE RATIO 40% CAPITAL EXPENDITURES 10% OF GOING OUT OAP RATE 10.00% ORDINARY INCOME TAX 20.00% CAPITAL OAINS TAX RATE 10.00% DISCOUNT RATE 12.00% UNONTUOmpeligion for a quarter for both thoone I martor with the lo MORTGAGET OPTIONE MORTGAGE OPTION 2 ASSUME YOU BORROW AT MAXIMUM LTV, BUT YOU MUST MEET THE WINDCR MAX LTV 85% 90% MN Debt Coverage Ratio (DCA) 140 TERM (YEARS) 18 16 AMORTIZATION (VLARS) 30 19 INTEREST RATE 6 50 CLOSING COSTS ORIGINATION FEE (Lender) 100% 1.00% OTHER NONLENDER FEES 2.6003 2.000 UNDERWRITINO FEE (Lender) 300 3 300 APPRAISAL 3000 300 SURVEY 5000 800 TOTAL CLOSINO COSTS LENDER CLOSING COSTS MORTGAGE OPTION TEC NI EMT EV PMT OME EBC Debt Coverage Quality of the more WORTGAGE OPTION EBC PMT PUT OMB EDC Debt Coverage Qunity for them FROFORIA YEAR O YEAR 1 YEAR 2 YEAR YEAR 4 POI VEL EGI DE CARX 115.000 to (27.000 (31221 NOI 05 ATCE TAXES (W ATOF PURCHASE PRICE BELO EXPENSES (0) NSP ONO OTER TAXES ( ATER VARETSPY MARKET BEFORE TAX NRV BEFORE TAXIRR AFTER TAXNEY AFTER TASRR OOING IN CAR RATE DEOT COVERADE RATIO BACH YEAR CET APROACH TO VALUT APPRAISER HAS ASSUMEDA HOLDING PERIOD OF YEARS IS APPROPRIATE APPRAISER HAS ASSUMEDADCOUNT RATE OF 14610NIS APPROPRIATE MESIMAALSTIVALE CECT CAP APPROACH TO VALUE CAP RATE VEAR 2 CAP RATE YEAR YEAR METALL OTHER ORTOGENTOT OTHE HOLOTERO TOTAL FRDICIPAL PAD TOTAL WITERESTPAD LALO 100% INPUT HOLDING PERIOD 3 YEARS UNITS 60 MARKET RENT (MONTHLY) PER UNIT 5 800 RENT INCREASE PER YEAR 1% INITIAL PURCHASE PRICE 3 2.000.000 VACANCY LOSS 4 CREDIT LOSS 1% OPERATINO EXPENSE RATIO 40% CAPITAL EXPENDITURES 10% OF GOING OUT OAP RATE 10.00% ORDINARY INCOME TAX 20.00% CAPITAL OAINS TAX RATE 10.00% DISCOUNT RATE 12.00% UNONTUOmpeligion for a quarter for both thoone I martor with the lo MORTGAGET OPTIONE MORTGAGE OPTION 2 ASSUME YOU BORROW AT MAXIMUM LTV, BUT YOU MUST MEET THE WINDCR MAX LTV 85% 90% MN Debt Coverage Ratio (DCA) 140 TERM (YEARS) 18 16 AMORTIZATION (VLARS) 30 19 INTEREST RATE 6 50 CLOSING COSTS ORIGINATION FEE (Lender) 100% 1.00% OTHER NONLENDER FEES 2.6003 2.000 UNDERWRITINO FEE (Lender) 300 3 300 APPRAISAL 3000 300 SURVEY 5000 800 TOTAL CLOSINO COSTS LENDER CLOSING COSTS MORTGAGE OPTION TEC NI EMT EV PMT OME EBC Debt Coverage Quality of the more WORTGAGE OPTION EBC PMT PUT OMB EDC Debt Coverage Qunity for them FROFORIA YEAR O YEAR 1 YEAR 2 YEAR YEAR 4 POI VEL EGI DE CARX 115.000 to (27.000 (31221 NOI 05 ATCE TAXES (W ATOF PURCHASE PRICE BELO EXPENSES (0) NSP ONO OTER TAXES ( ATER VARETSPY MARKET BEFORE TAX NRV BEFORE TAXIRR AFTER TAXNEY AFTER TASRR OOING IN CAR RATE DEOT COVERADE RATIO BACH YEAR CET APROACH TO VALUT APPRAISER HAS ASSUMEDA HOLDING PERIOD OF YEARS IS APPROPRIATE APPRAISER HAS ASSUMEDADCOUNT RATE OF 14610NIS APPROPRIATE MESIMAALSTIVALE CECT CAP APPROACH TO VALUE CAP RATE VEAR 2 CAP RATE YEAR YEAR METALL OTHER ORTOGENTOT OTHE HOLOTERO TOTAL FRDICIPAL PAD TOTAL WITERESTPAD LALO
