$1000 was deposited on January 1, 2010, and $2000 was deposited in an account on July 1, 2012. Interest was paid on the account at 7% compounded quarterly from January 1, 2010, to October 1, 2012, and at 5% compounded semi-annually from October 1, 2012, until April 1, 2014. Determine the amount in the account on April 1, 2014, and determine the equivalent monthly compounded, nominal interest rate earned on the investment over the period.