10,042.55 Question 19 5 pts Consider a 30-year, $115,000 fixed-rate mortgage with a nominal annual rate of 4.05 percent. All payments are made at the end of each month. What is the remaining balance on the mortgage after 5 years? Your answer should be between 98,478 and 112,670, rounded to 2 decimal places, with no special characters. 5 pts Question 20 Ashley turned 30 today, and she is planning to save $3.000 per year for retirement, with the first deposit to be made one year funm tedav She will invest in a mutual fund, which she expects to provide a return of 8.90% per year throughout her lifetime. after retirement, to age 95