10-12. Nita borrowed from your mother to buy a new Refrigerator. The charged is 15% for the borrowed amount payable in four annual payments of Five Thousand. Find the total Present value and Show the time line. 13-14. Your father died a year ago, the family lawyer discussed that you will receive 25,000 monthly (interest rate of 10%) in perpetuity? Show your solution. 15-16. Tomas bought new laptop in SNFSS Mall amounting P40,000, both parties agreed to pay through installment yearly. He has to pay P10, 000 with the rate 3%. What will be the PVIFA? 17-19. Gina promised to Jerico that he will receive reward money for passing the board exams as CPA amounting 25,000. After receiving the Money he invested it in a bakeshop (investment rate is 5%), he is expecting of return after 3 years. What is the Future value of his money? 20-21. Find the present value: Amount: 33,000 Time: 10 years Rate. 2.22% 22-25. Find the Multiple Cash Flow & Show the complete time line: Amount: 33,000 Time: 3 years Rate. 10%