- 11 Answer questions 4 based upon the following information: Tour credit card company changes to rate (APR) of 159 with me compounding Q4. Your effective annual bomowing cost (APY) is closest to b. 11.36% 12.00% 16.08% 19.56% d. Answer questions 5 and 6 based upon the following information: The rates of return for two risky assets, A and B, for each of the future states are given below. Returns Asset B Probability of State Asset 10% 30 % 30 % 40% 20% -10% 15% 25% -20% Q5. The expected return on asset A is closest to a b. 5% 6%. d. 8% 06. The standard deviation of returns for asset B is closest to b. 16% 20%. 23%. 26%