11- financial responsibility laws

A) requires drivers to have the ability to pay up to a certain amount after an accident B) if a driver does not provide the proof of financial responsibility, drivers license will be suspended C) both A and B are correct D) only A is correct E) only B is correct

12- compulsory insurance laws

A) require drivers to carry auto liability insurance before an accident B) if drivers do not provide the proof of financial responsibility, their drivers license will be suspended C) both A and B are correct D) only A is correct E) only B is correct

13- Compulsory insurance laws

A) guarantee compensation to all accident victims B) Provide complete protection C) There is a delay in compensating accident victims D) reduce the number of accidents

14- in UM

A) your auto insurance company will pay you B) the other insurance company will pay you C) the insurance company of the at fault driver will pay you D) your insurance company pays the at fault driver

15 which of the following is correct in no fault auto insurance

A) none of the drivers, regardless of fault, get paid from his/her insurance company B) the driver who was not at fault gets paid from the at fault driver's insurance company C) the driver who was not at fault gets paid for rehab, loss of earning, and funeral expenses when he/she dies D) none of the above is correct E) only A is correct F) only B is correct G) only C is correct

16 which of the following is not correct

A) no-fault usually apply to bodily injuries and will not pay property damages B) there is no need to hire an attorney and go to court for no-fault law C) in no-fault the at fault driver is penalized D) in no-fault the overall cost of settling the claim is low

17- material representation is

A) giving wrong ZIP Code to insurance company B) giving wrong street name to insurance company C) telling the insurance company that you are a non-smoker when you do smoke D) all of the above E) none of the above

18- insurance companies have the right to cancel an auto policy for

A) material representation B) Suspension of drivers license C) non-payment of premium D) all of the above E) none of the above

19- when rating an auto policy, insurance company can discriminate on

A) age B) sex C) ZIP Code D) marital status E) none of the above F) all of the above

20- in a PAP, which of the following is wrong

A) part A is liability B) part B is Med Pay C) part C is physical damage D) part D is UM E) all of the above are correct F) all of the above or wrong G) only A and B are correct

I got: 11 A 12 A 13 A 14 A 15 D 16 C 17 D 18 D 19 F 20 G

Can anyone verify Please? Thank you