11 Question Not yet answered Marked out of 4.00 You are a bank examiner for the Office of the Comptroller of the Currency You have just inspected the books of the First National Bank of Northridge, and you find that its Tier 1 risk-based capital ratio is at 4.8%. First National is considered Flag question Select one a. Adequately capitalized b. Well capitalized c. Undercapitalized d. Significantly undercapitalized e. Critically undercapitalized Question 12 Not yet answered Marked out of 4.00 Which of the following provisions were contained in the Financial Services Modernization Act? Select one Flag question a. Permitted bank holding companies to acquire banks in other states b. Created the Financial Services Oversight Council c. Eliminated restrictions on banks, insurance companies, and securities firms from entering into each others' areas of business d. Equalized the capital requirements of thrifts and banks Question 13 Not yet answered Marked out of 4.00 Interstate bank branching was legalized under which Congressional act? Select one a. Competitive Equality in Banking Act Flag question b. Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) c. Glass-Steagall Act d. Riegle - Neal Act e. Financial Services Modernization Act 11 Question Not yet answered Marked out of 4.00 You are a bank examiner for the Office of the Comptroller of the Currency You have just inspected the books of the First National Bank of Northridge, and you find that its Tier 1 risk-based capital ratio is at 4.8%. First National is considered Flag question Select one a. Adequately capitalized b. Well capitalized c. Undercapitalized d. Significantly undercapitalized e. Critically undercapitalized Question 12 Not yet answered Marked out of 4.00 Which of the following provisions were contained in the Financial Services Modernization Act? Select one Flag question a. Permitted bank holding companies to acquire banks in other states b. Created the Financial Services Oversight Council c. Eliminated restrictions on banks, insurance companies, and securities firms from entering into each others' areas of business d. Equalized the capital requirements of thrifts and banks Question 13 Not yet answered Marked out of 4.00 Interstate bank branching was legalized under which Congressional act? Select one a. Competitive Equality in Banking Act Flag question b. Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) c. Glass-Steagall Act d. Riegle - Neal Act e. Financial Services Modernization Act