11. The greatest loss you could suffer with regard to your home would result from:

a. Liability.

b. Obsolescence or depreciation.

c. Earthquake.

d. Radioactive contamination.

e. Flood.

13. All of the following can render a property insurance policy unenforceable except:

a) Lack of a valid insurable interest.

b) Failure of the insured to pay the premium.

c) Failure of the insured to mitigate the loss from a covered peril.

d) Misrepresentation of a material fact in the process of obtaining insurance.

e) Committing an act of fraud in the process of obtaining insurance