11. You bought a new car for $65,730, which is either payable in full today or payable in equal payments over 48 months interest free (i.e. 0.0% interest). Given the recent rise in interest rates, you can earn 5% risk-free in a money market. You decide to go with the zero-interest financing and invest the $65,730 in a money market. How much is the financing worth to you in present value terms (ignore income taxes)? Must show work for credit