11. You want to go to Europe 5 years from now, and you can save $3,100 at the beginning of each year, beginning from today. You plan to deposit the funds in a mutual fund that you think will return 9.5% per year. Under these conditions, how much would you have for your travel after 5 years? a. $18,369 b. $19,930 c. $20,518 d. $21,264 e. $22,327