1.10 years ago, Cathrine took out a mortgage for $185,000 at 6.2 percent, compounded monthly, for 30 years. She has made all of the monthly payments as agreed. What is her current loan balance? (Do not round intermediate calculations; round your final answer to 2 decimal places, e.g., 32.16. )

2. Ayra borrowed $10,000 for 8 years at an APR of 5.3 percent. The loan calls for equal monthly principal payments. Interest will also be paid annually. What will be her loan payment in the first month of Year 2? (Do not round intermediate calculations; round your final answer to 2 decimal places, e.g., 32.16. )