111. Laure and Regan are married, and both work full-tire. Laura's annual income is $108,000 and Regan's annual income is $84,000. Both hav0e disability insurance coverage; Laura's disability benefit is 60% of her income while Regans is 50% of his income. The couple estimates that should one of them become disabled, they would need $9,500 per month to cover their living expenses. Also, should one of them

become disabled, the other intends to work only half of their current schedule in order to spend more time helping at home.

Will Laura and Regan be able to achieve this goal by increasing their disability coverage?

No they will not be able to work only half of their current schedule as they cannot increase their disability benefits; Laura is maxed out and Regan may be able to only get 10% of his income as additional disability coverage.

yes their goals are already being met as new coverage is required for neither Laura nor Regan.

yes, they can achieve their goal by adding a benefit of S500 per month for Regan

yes they can increase their disability benefits by $2,000 per month for Laura and $1,000 per month for Regan.