12 & 13 please

12. You want to purchase a home costing $150,000; the mortgage interest rate is 4% for a 30 year mortgage. How much interest would you pay over the life of the loan? $87,477.60$107,803.20$95,474.80$106,653.60 Question 13 13. You have 25 years until retirement and your current annual income is $75,000. Using a marginal tax rate of 22% and an inflation rate of 3.5%, how much life insurance will you need to purchase using the "human life value" approach? Your time value of money of 8.5%. Assume you want to replace 80% of your current income considering taxes and inflation. $963,343.12$1,073,493.61$1,225,325.67$807,431.69