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12. Bob is a mole proprietor af DFM insurance Group, which mainly deale in honse and auto instrance. Hie is contidening nxbanding this tesesis. Sy

12. Bob is a mole proprietor af DFM insurance Group, which mainly deale in honse and auto instrance. Hie is contidening nxbanding this tesesis. Sy rmorithly. In percentage terms, if the modal factor is 0.09, how much more is Bob paying for his policy by paying montly versux payeng arexiu in 14 10x: 124 7.96

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