12 Celia Sargent is expecting to receive cash flow of $3,000 at the end of year 1,$6,000 at the end of year 2, and $12,000 at the end of year 5 . If Celia uses 15% discount rate, the present value of the cash flow is 15,035.75 \begin{tabular}{|c|c|} \hline A & True \\ \hline B & False \\ \hline \end{tabular}