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12. CHALLENGE PROBLEM Pamela Kruse drives to and from work in her red sports car. Her driver-rating factor is 4.85. Her insurance coverage includes

12. CHALLENGE PROBLEM Pamela Kruse drives to and from work in her red sports car. Her driver-rating factor is 4.85. Her insurance coverage includes 100/200 bodily injury and $100,000 property damage. She has $50-deductible comprehensive and $50-deductible collision coverage. Her car is in age group A and insurance-rating group 13. How much more will her annual premium be if she increases the liability coverage to 300/300/100?

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