12) Debt instruments are also called: _______. A) adjustable notes

B) credit instruments

C) perpetual securities

D) interest rate swaps

19) You purchased a one-year Treasury bill at a yield of 3.00% with a price of $97. If you held the investment to maturity, your rate of return will be: _______.

A) 3.09%

B) 2.91%

C) 3.00%

D) unknown because not enough information is given