12. On January 1 , 20 15, Ink, Inc. borrowed $ 100,000 cash from Fidelity Bank on a note that had a 6% annual interest rate and a five-year term. The loan is to be repaid in annual payments of $23,741.69 on January I each year. The amount of the January 1, 2016, payment applied to interest and to principal would be a. $6,000 $17,741.69 b. $17,741.69/$94,000. c. $4,935.50/$82,258.31. d. $6,000/$94,000. ta fnrodis The comnany agrees to pay