12. Samaniha, an invurance apent, recently met with Dean and Erin. After a lengtiy fact-finding process, it was determined that Dean and frin mzares $500,000 dife insurance, Samantha was adamant that they get $1 tmililon cowerage for that extra boost and to plas for the future However, thesh and fin were net particularly interested in applying for no mich insurance when they were comfortable with what the needs analyais iliustrated Which comporent of the "dufy of good faith" is Samantha not demonstrating? Competence interity Cuty of care