12. The population of a region in 2016 was 15,721. The population is growing at a rate of 2.9% per year. Find the model for the situation: Predict the population for 2020: When will the population be at 20,000? 13. You have been hired at a new industry in town. The company has two unusual retirement plans. If you choose to work 35 years, how much would your retirement check be under each option? Retirement Plan Option 1: You will be paid $40,000 for each year you work for the company. Option 2: The company will deposit $2500 in a savings account that earns interest at a monthly rate of 1.7%