12. What is the most proper legal term for damages for breach of contract agreed on by buyer(s) and seller(s) at the time of entering into a Residential Purchase Agreement (RPA), set forth in a separate paragraph of the RPA; stated in a large, bold-faced type font; and separately initialed by all parties to the RPA? ____________________________________ _____________________________ 13. What is the most proper legal term for the form of Alternative Dispute Resolution (ADR) that provides for submission of a dispute under the RPA to one or more neutral third parties who, in a less-formal, out-of-court proceeding, will "hear" the dispute and make a decision as to the result? ___________________________________________________ 14. Federal lending law (RESPA) requires an escrow to provide a separate document containing the financial details of a real estate transaction escrow for each party (i.e., buyer(s); seller(s)) - to itemize the sums to be paid by each party and the sums to be paid to each party. What is the most proper legal term for this document?