12) When the Commissioner believes a producer has violated the law, the Commissioner has the authority to:

a) Increase the producer's continuing education requirement

b) Terminate the producer's appointment

c) Cancel the producer's fiduciary responsibility

d) Issue a cease and desist order against the producer

14)Under the notice of claim provision, notice given to an accident and sickness insurance company's producer is:

a) An incomplete preliminary notice of claim

b) Notice to the company

c) Not valid notice to the company

d) Contrary to the uniform mandatory provisions

15) Accident and sickness policies may provide all of the following provisions for military personnel EXCEPT:

a) Military service exclusion

b) Conversion to TRI-CARE

c) Suspension of coverage

d) Pro rata refund of premium

plz ans 12 14 15 cxorrect explain