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12. Which of the following is (are) true about accelerated benefits? 1. The death benefit is reduced by the amount of accelerated benefits. 11. They

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12. Which of the following is (are) true about accelerated benefits? 1. The death benefit is reduced by the amount of accelerated benefits. 11. They are taxable because they are living benefits a. Ionly b. II only c. Both I and II d. Neither I nor II a b c. d

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