12. Which of the following is NOT an example of the application of Ijarah in the Islamic finance industry? A. Sukuk Al Ijarah B. Ijarah micro finance partnership C. Leasing of commodities D. Ijarah for car financing 13. The Islamic equity market is made up of that have been screened by the A. Shariah counters, Shariah council in Bank Negara B. Shariah counters, Shariah Council of Security Commission C. Shariah counters, Shariah Council of Securities and Exchange Commission D. Shariah counters, Shariah committee of the public listed companies. 14. The following activities will fall under the 5% the Shariah stock screening benchmark EXCEPT:- A. Hotels and resort operations. B. Conventional banking. C. Conventional insurance. D. Tobacco. 15. The following are the comparison between Islamic and conventional money market instrument, EXCEPT? A. Islamic money market must be approved by the relevant Shariah authority, while for conventional money market approved by the relevant financial regulator. B. Islamic money market structured based on assets, equity and debt, while for conventional money market structured based on loan contract only. C. The Islamic banks and conventional banks obtain short-term funding based on Shariah laws and principles. D. Islamic money market opens for both Islamic and conventional investors, while for Conventional opens only for conventional investors only