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12. Why are African bond markets said to be underdeveloped? What could be done to promote bond market development in Africa? 13. The development of

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12. Why are African bond markets said to be underdeveloped? What could be done to promote bond market development in Africa? 13. The development of the Ghanaian mortgage market is affected by a number of factors. Discuss the factors inhibiting the development of the mortgage market in Ghana. What in your opinion can be done to help in the development of this market? 14. Discuss the factors that influence stock market development in Africa

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