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12. You can receive one of the following two sets of cash flows. Under Option A; you will receive $5,000 at the end of each

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12. You can receive one of the following two sets of cash flows. Under Option A; you will receive $5,000 at the end of each of the next 10 years. Under Option B; you will receive $X at the beginning of each year, forever. The annual effective rate of interest is 10%. Find the value of X such that you are indifferent between these two options

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