12-3Calculating a Death Benefit.Alexandra Cunningham of Gardner, Massachusetts, has a $100,000 participating cash-value policy written on her life. The policy has accumulated $4,700 in cash value; Alexandra has borrowed $3,000 of this value. The policy also has accumulated unpaid dividends of $1,666. Yesterday Alexandra paid her premium of $1,200 for the coming year. What is the current death benefit from this policy?

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