125% S. You are one of the retireament counselons at the Valley View Bank. You have been asked to give a presentation to a class of high school seniors about the importance of saving for retrement. Your boss, the vice president of the trust division, has designed an example for you to use in your presentation. The students ane shown five retirement scenarios and are asked to goess which yields the most money, Note: All annuities are ordinary the money remains in the account at 10% interest compounded annually. Although some people stop investing. Look over each scenario and make an educated guess as to which investor will have the largest accumulation of money invested at 10% over the next 40 years. Then for your presentation, calculate the final value for each scenario. Venus invests $1,200 per year and stops after 15 years Kevin waits 15 years, invests $1,200 per year for 15 years, and stops Rafael waits 15 years, then invests S1,200 per year for 25 years Magda waits 10 years, invests $1,500 per year for 15 years, and stops. Heather waits 10 years, then invests $1,500 per year for 30 years Based on the results, what message will this presentation convey to the stu dents? b. So 20 e. Recalculate each scenario as an annuity due