12.A stock was trading at $23.20 at the end of year 1. It was trading at the end of year 2 at $23.53 immediately after giving a dividend of $0.39. At the end of year 3. it was trading at $22.89 immediately after giving a dividend of $0.41. Finally, it was trading at $24.71 at the end of year 4 without giving out any dividend. What was the geometric average annual return of this stock for the three years between years 1 and 4? options: 3.29% 3.38% 3.46% 3.54% 3.62%