13. (1 point) You are managing the portfolio of several clients who depend on dividends for retirement income. You are trying to estimate the expected dividend yield on their S&P 500 investment over the next 10 months. You know the forward price on the index is 3,115 and the current index level is 3,000. If the appropriate 10-month risk-free rate is 4.40%, then what is the implied dividend yield? Round to the nearest 0.01, in percentage terms