13 Based on information presented in class, an employer has three primary design choices for its retirement plan. These are O defined contribution plans, individual retirement accounts, and hybrid plans O hybrid plans, defined contribution plans, and defined benefit plans O annuities, 401(k)s, and stock purchase plans O cash balance plans, employee stock ownership plans and cash or deferred arrangements 2 pts Attempt due: Nov 3 a 1 Hour, 14 Minut