13) Mrs. Riin Rivanool set up a trust fund today for her great-grand- I daughters education that would help with her education in 18 years from today. If she deposits $119 at the end of every month for those 18 years into a trust earning 5% compounded quarterly, determine: (6 marks) (a) How much money is there in 18 years from today? (b) What beginning of the quarter payment can be made for 7 years (after the original 18 years) from the same 5% compound quarterly trust fund, before it runs out