13. Saving money on your auto insurance - Good and bad decisions Ana recently went online to review her auto insurance policy. Her policy is a Personal Automobile Policy and provides liability coverage with limits of $15/30/15, no medical payment Insurance, and uninsured and underinsured motorist coverage with limits of $1/2. She has collision and comprehensive auto insurance, and both have a $100 deductible Consider the following adjustments Ana could make to her policy and the effect they would have on her monthly premium. Indicate whether each change would be worth the additional cost or cost savings by selecting "Yes" or "No" in the final column of the table. Smart Savings on Insurance Premiums Effect on Premium? Worth It? Switch from limits of $15/30/15 to $250/500/250 Increase collision and comprehensive deductible to $1,000 Increase Coverage C Suppose that Ana gets quotes from other auto insurance companies and finds that one company offers the same coverage as her current plan, but for $15 less per month True or False: Rates do not vary substantially across policies with identical coverage; therefore, you can assume that Ana's current company offers a higher quality of service and/or coverage than the other company. True False