-

13. (TCO 3) One disadvantage of a store-based gift card is that it (Points : 4)

looks nothing like typical debit cards. has decreased in popularity since the mid-1990s. works the same as a credit card. may be eroded by fees and eventually expire.

11. (TCO 2) A savings account earns 3.5%. If the saver is in a 28% tax bracket, the after-tax savings rate of return would be _____. (Points : 4)

3.5% 2.52% 4.00% .98% 2.25%